Strategies for Individuals
Fixed Income Investments
- Mutual Funds (income-oriented)
- Unit Investment Trusts (income-oriented)
- Municipal and Government Bonds
- Money Markets
- Certificates of Deposit
Equity Investments
- Mutual Funds (growth-oriented)
- Large Cap Growth/Value Funds
- Small/Mid Cap Growth/Value Funds
- International Equity Funds
- Asset Allocation Funds
- Sector Funds
- Unit Investment Trusts (growth-oriented)
- Publicly Traded Stock
Individual Education Planning
- Traditional and Roth IRA
- Coverdell Education Savings Account
- 529 Plans
Investment Accounts
- Clients have access to a broad array of brokerage and advisory accounts.
Life Insurance
- Annual Renewable Term
- Level Term — 10-, 15- and 20-Year
- Whole Life
- Universal Life
- Variable Universal Life
- Survivorship Variable Universal Life
- Indexed Universal Life
Annuities
- Fixed (single flexible & immediate)
- Variable Annuities (immediate & flexible payment)
- Group Annuities (qualified retirement plans)
- Equity Indexed Annuities
Disability & Long Term Care Insurance
- Individual Disability Income
- Individual Long-Term Care
Financial Planning
- Non-Fee Needs Analysis
- Personal Financial Plans
- Focused Needs Plans
- Personal Financial Plans with Estate Planning Strategies